STEVE RAEMAN

4911 NW 15 Terrace
Pompano Beach, FL   33064
(407)520-7777
stra0512@aol.com 

EXPERTISE

Basel II Project Manager/Business Analyst for Parameter Estimation, Risk Rating Methodologies, and Misc. Projects (Governance, Data, etc). Senior level financial systems, credit card, core banking, brokerage, and collections – PM, BA and programmer/analyst.  Multiple credit card, collections, and banking systems conversions. I’ve been working with financial applications for  over 40 years – business and technical.  I’ve worked onsite in over a dozen large financial institutions and know operations from various perspectives – both business owners and IT.

EMPLOYMENT HISTORY

11/09 TO 07/11 – Project Manager/Business Analyst - )AIRB, mitigation, and securitization Basel paragraphs)
RBC Bank (soon to be PNC), Raleigh, NC
•	PM/BA for Parameter Estimation (PD, EAD, and LGD) - Retail and Wholesale. Created project plans, BRD's, Parameter Architecture documents (Retail pooling), Implementation Notes,  and Parameter Estimation Framework. Reviewed Parameter Estimation Reports and Validation reports. Identified Gaps. Interfaced with BCAR (Basel Capital Adequecy Reporting) team and Capital Engine Group.
•	PM/BA for Risk Rating Methodologies - Retail and Wholesale. Created project plans and BRD's. Identified Gaps. Met with SME's to update policies, guidelines, processes, and procedures to Basel II. Reviewed Validation of Risk Rating Systems.
•	Created Compliance Framework - for Audit purposes.
•	Updated management - timelines, issues.
•	Bi-weekly team meeting reporting.
•	Continuing interaction with SME's, data analysts, and management - for compliance, issues, and progress.
•	Administer SharePoint site for Basel project.
•	PM/BA for Misc. Projects - Rollout Plan, SAP (Self Assessment), CTR (Compliance Tracking Report) document - to ensure every applicable paragraph is complied with (including evidence of compliance).
•	Risk Head final attestation of compliance.

4/00 TO 11/07 – Project Manager/Business Analyst/Lead Programmer
Washington Mutual Finance(now Citibank), Tampa, FL
•	Meet with users to define potential projects from business requirements.   Create time line for all projects.  Create functional and technical specs, code, test, and implement all projects.
•	PM/BA for major enhancement to CTA collection system to allow warehousing of PTP’s, including reports, online, batch, ability to queue subsequent  PTP’s.
•	PM/BA for Collections, including interface from IL to Collections. 
•	BA for ACH (inhouse) – enhancements, support, reporting.
•	BA for GL reporting project (tracking assets).
•	UAT testing for Collections – defect tracking – version control – change control.
•	Reporting for recovery (collateral) and loan loss.

5/95 TO 3/00 – BA/Consultant/Lead Programmer
Union Planters National Bank (now Regions), Memphis, TN
•	P/A for rewrite of interface from Metavante Bankway Loan System to CTA collections.                       
•	Data mapping for multiple credit card conversions (Total Systems, FDR, Equifax to CTA). Manage conversion effort and resources.
•	P/A for conversion from Newtrend Collection System to Paysys Collection System (CTA)
•	P/A for multiple credit card conversions of acquired portfolios to CARDPAC system.
•	P/A for vendor software release installations.
•	Work with marketing using customer and application relationship files (CIS).
•	ACH (inhouse NACHA format) enhancements, reporting, support.

6/94 TO 5/95 – Consultant
Paysys, Orlando, FL
•	Custom code to CTA, CMS, CDM.
•	Custom code to CARDPAC for chained  interest.

10/93 TO 6/94 – Consultant
Equifax (now Fidelity), Tampa, FL
•	Day to day support of Alamo Cardholder System (maintenance).
•	New programs written for authorization and embossing format.

4/93 TO 8/93 – Consultant
Newtrend , Orlando, FL
•	Applied custom code to Time Investment system.
•	Reg DD release for Newtrend (CA) client.
•	Major enhancement to Accounts Payable.

5/91 TO 4/93 – Consultant
NationsBank ( now Bank of America), Tampa, FL
•	BA and lead programmer for merger of NCNB and C&S to NationsBank for CD/IRA on  Metavante CD System.

11/90 TO 4/91 – Consultant
La Salle National Bank, Chicago, IL
•	Senior programmer/analyst for Metavante  Deposit systems (DDA, SAV, CD).
•	Day to day production support.  Nightly production support for all Metavante applications.

4/90 TO 10/90 – Employee
Kirchman Corporation (now Fidelity), Altamonte Springs, FL
•	Senior programmer/analyst for Metavante Bankway Deposits System.  
•	Wrote programs to convert CIF secondary relationships to Metavante Bankway  format.
•	Conversions from various systems to Metavante Bankway – Deposits.

11/89 TO 3/90 – Programming Manager/Consultant
Chase Bank of Florida, Pinellas Park, FL
•	Acting programming manager – project manager for year-end. Managed programming resources and created time line for project (Metavante).
•	Installed and tested vendor releases (Metavante).
•	Developed Automated Repurchase Agreement system (Sweep).

10/89 TO 11/89 – Consultant
Summit Bank, Indianapolis, IN
•	Assisted with conversion to Metavante IL from NCR IL System.

8/89 TO 9/89 – Consultant
Peoples Bank & Trust Company, Marietta, OH
•	CD conversion to new  Metavante system from prior Metavante system.

7/89 TO 8/89 – Consultant
Chase Bank of Florida, Pinellas Park, FL
•	Installed and tested Metavante  releases of CIF and CL.

2/88 TO 5/89 – Consultant
Freedom Savings & Loan, Orlando, FL
•	Day to day support of Metavante Deposits including installation of new releases, ‘bug’ fixes, and any new programs that were requested.
•	Developed Proxy system.
•	Major modifications to Rate system.

7/87 TO 1/88 – Consultant
Davidsohn Group, New York, NY
•	Designed, managed, coded, tested,  and implemented Floor Brokerage Payable system.
•	Worked on Stock borrow/Stock Loan project.
•	Margin and Interest systems.

2/87 TO 6/87 – Consultant
Citizens and Southern Bank (now Bank of America), Fort Myers, FL
•	Conversion of 18 independent community banks to Metavante.

5/84 TO 1/87 – Employee
Kirchman Corporation (now Fidelity), Altamonte Springs, FL
•	Senior programmer/analyst for support of Metavante Deposits.
•	Designed and coded tier rates for Savings (Metavante Deposits).
•	BA and lead programmer for development of new Metavante CD system.